Rates
Dowell Federal Credit Union's Current Rates (Effective date: 08/01/2023)
Auto Loans
(All Vehicles 5,000 miles or less)
Term | Base Rate | Range |
---|---|---|
Up to 48 Months | 6.24% | 16.24% |
Up to 66 Months | 6.49% | 16.49% |
Up to 78 Months | 6.75% | 16.75% |
Up to 84 Months | 7.24% | 17.24% |
Auto Loans
(Pre-Owned Over 5,000 Miles)
Term | Base Rate | Range |
---|---|---|
Up to 48 Months | 6.24% | 16.24% |
Up to 66 Months | 6.49% | 16.49% |
Up to 78 Months | 6.75% | 16.75% |
Up to 84 Months | 7.24% | 17.24% |
Motorcycles and Jet Skis
Term | Base Rate | Range |
---|---|---|
60 Months or Less (Over 15,000) | 7.49% | 17.49% |
48 Months or Less (Over 15,000) | 7.24% | 17.24% |
48 Months or Less (Under 15,000) | 9.24% | 17.99% |
Boats / Motor Homes / Travel Trailers /
Recreational Vehicles
Term | Base Rate | Range |
---|---|---|
48 Months | 6.24% | 16.24% |
60 Months | 6.49% | 16.49% |
84 Months (20,000 min.) | 7.74% | 17.74% |
120 Months (40,000 min.) | 7.74% | 17.74% |
Stock Certificates
*70% of Current Market Value
Term | Base Rate | Range |
---|---|---|
36 Months | 8.49% | 18.49% |
Equipment (New)
Term | Base Rate | Range |
---|---|---|
60 Months | 10.24% | 17.99% |
Equipment (Used)
Term | Base Rate | Range |
---|---|---|
48 Months | 10.49% | 17.99% |
Share Secured Loans
Term | Base Rate |
---|---|
60 Months | 3.75% |
CD Secured Loans
Term | Base Rate |
---|---|
60 Months | 3.75% |
Signature Loans
Term | Base Rate | Range |
---|---|---|
12 Months | 14.49% | 17.99% |
24 Months | 16.49% | 17.99% |
36 Months | 16.49% | 17.99% |
Mortgage Real Estate Loans
Term | Range | |
---|---|---|
1st Mortgage Real Estate Loans | 120 Months | Call for quote |
2nd Mortgage Real Estate Loans | 120 Months | Call for quote |
Share Certificate
Certificates | Annual Percentage Yield |
1,000.00 Minimum | |
12 Months | 1.50% |
24 Months | 1.50% |
36 Months | 1.50% |
25,000 Minimum | |
12 Months | 3.75% |
24 Months | 2.50% |
36 Months | 2.75% |
12 Months - $500,000.00 Minimum | 5.25% |
*All rates subject to change without notice. Call for current rates
Auto
Let Dowell FCU save you money by getting you a great rate on your new or refinanced automobile. When you are shopping for a new vehicle having a pre-approval can help you get a better deal when negotiating. Don’t delay, apply today! You can apply online or in person at a Dowell FCU branch location.
Apply Now
Home
Let Dowell FCU save you money by getting you a great rate on your new or refinanced automobile. When you are shopping for a new vehicle having a pre-approval can help you get a better deal when negotiating. Don’t delay, apply today! You can apply online or in person at a Dowell FCU branch location.
Apply Now
Signature
Let Dowell FCU save you money by getting you a great rate on your new or refinanced automobile. When you are shopping for a new vehicle having a pre-approval can help you get a better deal when negotiating. Don’t delay, apply today! You can apply online or in person at a Dowell FCU branch location.
Apply Now
Mastercard
Let Dowell FCU save you money by getting you a great rate on your new or refinanced automobile. When you are shopping for a new vehicle having a pre-approval can help you get a better deal when negotiating. Don’t delay, apply today! You can apply online or in person at a Dowell FCU branch location.
Apply Now