Rates
Dowell Federal Credit Union's Current Rates (Effective date: 08/01/2023)
Auto Loans
(All Vehicles 5,000 miles or less)
| Term | Base Rate | Range |
|---|---|---|
| Up to 48 Months | 6.24% | 16.24% |
| Up to 66 Months | 6.49% | 16.49% |
| Up to 78 Months | 6.75% | 16.75% |
| Up to 84 Months | 7.24% | 17.24% |
Auto Loans
(Pre-Owned Over 5,000 Miles)
| Term | Base Rate | Range |
|---|---|---|
| Up to 48 Months | 6.24% | 16.24% |
| Up to 66 Months | 6.49% | 16.49% |
| Up to 78 Months | 6.75% | 16.75% |
| Up to 84 Months | 7.24% | 17.24% |
Motorcycles and Jet Skis
| Term | Base Rate | Range |
|---|---|---|
| 60 Months or Less (Over 15,000) | 7.49% | 17.49% |
| 48 Months or Less (Over 15,000) | 7.24% | 17.24% |
| 48 Months or Less (Under 15,000) | 9.24% | 17.99% |
Boats / Motor Homes / Travel Trailers /
Recreational Vehicles
| Term | Base Rate | Range |
|---|---|---|
| 48 Months | 6.24% | 16.24% |
| 60 Months | 6.49% | 16.49% |
| 84 Months (20,000 min.) | 7.74% | 17.74% |
| 120 Months (40,000 min.) | 7.74% | 17.74% |
Stock Certificates
*70% of Current Market Value
| Term | Base Rate | Range |
|---|---|---|
| 36 Months | 8.49% | 18.49% |
Equipment (New)
| Term | Base Rate | Range |
|---|---|---|
| 60 Months | 10.24% | 17.99% |
Equipment (Used)
| Term | Base Rate | Range |
|---|---|---|
| 48 Months | 10.49% | 17.99% |
Share Secured Loans
| Term | Base Rate |
|---|---|
| 60 Months | 3.75% |
CD Secured Loans
| Term | Base Rate |
|---|---|
| 60 Months | 3.75% |
Signature Loans
| Term | Base Rate | Range |
|---|---|---|
| 12 Months | 14.49% | 17.99% |
| 24 Months | 16.49% | 17.99% |
| 36 Months | 16.49% | 17.99% |
Mortgage Real Estate Loans
| Term | Range | |
|---|---|---|
| 1st Mortgage Real Estate Loans | 120 Months | Call for quote |
| 2nd Mortgage Real Estate Loans | 120 Months | Call for quote |
Share Certificate
| Certificates | Annual Percentage Yield |
| 1,000.00 Minimum | |
| 12 Months | 1.50% |
| 24 Months | 1.50% |
| 36 Months | 1.50% |
| 25,000 Minimum | |
| 12 Months | 3.75% |
| 24 Months | 2.50% |
| 36 Months | 2.75% |
| 12 Months - $500,000.00 Minimum | 5.25% |
*All rates subject to change without notice. Call for current rates
Auto
Let Dowell FCU save you money by getting you a great rate on your new or refinanced automobile. When you are shopping for a new vehicle having a pre-approval can help you get a better deal when negotiating. Don’t delay, apply today! You can apply online or in person at a Dowell FCU branch location.
Apply Now
Home
Buying a home has never been easier! We've streamlined and updated the entire mortgage process to bring you a fast, technologically advanced way to finance your home.
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Signature
Personal Loan. For members needing a low fixed rate *with no collateral common uses including funding vacations, Christmas or unexpected expenses.
Apply Now
Credit Card
This is offered for our members. You can purchase goods and services from participating merchants worldwide or use the card to obtain cash. Our Visa Card offers a low rate, no annual fee, and a grace period which allows you to avoid interest when account is paid in full. You can also have your payment automatically deducted from your DFCU savings or checking account.
Apply Now
Auto
Let Dowell FCU save you money by getting you a great rate on your new or refinanced automobile. When you are shopping for a new vehicle having a pre-approval can help you get a better deal when negotiating. Don’t delay, apply today! You can apply online or in person at a Dowell FCU branch location.
Apply Now
Home
Let Dowell FCU save you money by getting you a great rate on your new or refinanced automobile. When you are shopping for a new vehicle having a pre-approval can help you get a better deal when negotiating. Don’t delay, apply today! You can apply online or in person at a Dowell FCU branch location.
Apply Now
Signature
Let Dowell FCU save you money by getting you a great rate on your new or refinanced automobile. When you are shopping for a new vehicle having a pre-approval can help you get a better deal when negotiating. Don’t delay, apply today! You can apply online or in person at a Dowell FCU branch location.
Apply Now
Mastercard
Let Dowell FCU save you money by getting you a great rate on your new or refinanced automobile. When you are shopping for a new vehicle having a pre-approval can help you get a better deal when negotiating. Don’t delay, apply today! You can apply online or in person at a Dowell FCU branch location.
Apply Now
