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Page Title

Rates

Dowell Federal Credit Union's Current Rates (Effective date: 08/01/2023)

Auto Loans
(All Vehicles 5,000 miles or less)

Term Base Rate Range
Up to 48 Months 6.24% 16.24%
Up to 66 Months 6.49% 16.49%
Up to 78 Months 6.75% 16.75%
Up to 84 Months 7.24% 17.24%

Auto Loans
(Pre-Owned Over 5,000 Miles)

Term Base Rate Range
Up to 48 Months 6.24% 16.24%
Up to 66 Months 6.49% 16.49%
Up to 78 Months 6.75% 16.75%
Up to 84 Months 7.24% 17.24%

Motorcycles and Jet Skis

Term Base Rate Range
60 Months or Less (Over 15,000) 7.49% 17.49%
48 Months or Less (Over 15,000) 7.24% 17.24%
48 Months or Less (Under 15,000) 9.24% 17.99%

Boats / Motor Homes / Travel Trailers /
Recreational Vehicles

Term Base Rate Range
48 Months 6.24% 16.24%
60 Months 6.49% 16.49%
84 Months (20,000 min.) 7.74% 17.74%
120 Months (40,000 min.) 7.74% 17.74%

Stock Certificates

*70% of Current Market Value

Term Base Rate Range
36 Months 8.49% 18.49%

Equipment (New)

Term Base Rate Range
60 Months 10.24% 17.99%

Equipment (Used)

Term Base Rate Range
48 Months 10.49% 17.99%

Share Secured Loans

Term Base Rate
60 Months 3.75%

CD Secured Loans

Term Base Rate
60 Months 3.75%

Signature Loans

Term Base Rate Range
12 Months 14.49% 17.99%
24 Months 16.49% 17.99%
36 Months 16.49% 17.99%

Mortgage Real Estate Loans

  Term Range
1st Mortgage Real Estate Loans 120 Months Call for quote
2nd Mortgage Real Estate Loans 120 Months Call for quote

Share Certificate

Certificates Annual Percentage Yield
1,000.00 Minimum
12 Months 1.50%
24 Months 1.50%
36 Months 1.50%
   
25,000 Minimum
12 Months 3.75%
24 Months 2.50%
36 Months 2.75%
12 Months - $500,000.00 Minimum 5.25%

*All rates subject to change without notice. Call for current rates

Auto

Let Dowell FCU save you money by getting you a great rate on your new or refinanced automobile. When you are shopping for a new vehicle having a pre-approval can help you get a better deal when negotiating. Don’t delay, apply today! You can apply online or in person at a Dowell FCU branch location.

Apply Now
Auto Loans

Home

Buying a home has never been easier! We've streamlined and updated the entire mortgage process to bring you a fast, technologically advanced way to finance your home.

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Auto Loans

Signature

Personal Loan. For members needing a low fixed rate *with no collateral common uses including funding vacations, Christmas or unexpected expenses.

Apply Now
Auto Loans

Credit Card

This is offered for our members. You can purchase goods and services from participating merchants worldwide or use the card to obtain cash. Our Visa Card offers a low rate, no annual fee, and a grace period which allows you to avoid interest when account is paid in full. You can also have your payment automatically deducted from your DFCU savings or checking account.

Apply Now
Auto Loans

Auto

Let Dowell FCU save you money by getting you a great rate on your new or refinanced automobile. When you are shopping for a new vehicle having a pre-approval can help you get a better deal when negotiating. Don’t delay, apply today! You can apply online or in person at a Dowell FCU branch location.

Apply Now Mastercard Loans

Home

Let Dowell FCU save you money by getting you a great rate on your new or refinanced automobile. When you are shopping for a new vehicle having a pre-approval can help you get a better deal when negotiating. Don’t delay, apply today! You can apply online or in person at a Dowell FCU branch location.

Apply Now Mastercard Loans

Signature

Let Dowell FCU save you money by getting you a great rate on your new or refinanced automobile. When you are shopping for a new vehicle having a pre-approval can help you get a better deal when negotiating. Don’t delay, apply today! You can apply online or in person at a Dowell FCU branch location.

Apply Now Mastercard Loans

Mastercard

Let Dowell FCU save you money by getting you a great rate on your new or refinanced automobile. When you are shopping for a new vehicle having a pre-approval can help you get a better deal when negotiating. Don’t delay, apply today! You can apply online or in person at a Dowell FCU branch location.

Apply Now Mastercard Loans

Questions? We are here to help

800-335-7662 or Send Us a Message
Hours
  • Monday - Friday
  • 8:00 AM - 4:30 PM CST
Location
  • 5319 S. Lewis Ave., Ste. 111
    Tulsa, Oklahoma 74105
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