Christmas Club

Christmas Club Accounts Earn A Special Savings Dividend Rate!

Christmas Club accounts let you budget for the holidays in advance as opposed to paying for it next year, allowing you to enjoy Christmas! You even can arrange to have the money conveniently deducted directly from your paycheck, making saving painless.

Features of the program include:

  • Christmas Club accounts earn a special savings dividend rate.
  • Members can open a Christmas Club account at anytime. Once enrolled your account will remain open and payroll deductions will continue in future years until you close the account.
  • The program runs from November 1st through October 31st the following year, dividends are paid on October 31st along with your disbursement check.
  • On or before November 7th your Christmas savings will be mailed out in check form. If you prefer to not wait on a check, you may elect to open the direct deposit Club account, in which your funds will be deposited into your Dowell debit card account.

Product Enrollment Form