Christmas Club

Christmas Club Accounts Earn A Special Savings Dividend Rate!

Christmas Club accounts let you budget for the holidays in advance as opposed to paying for it next year, allowing you to enjoy Christmas! You even can arrange to have the money conveniently deducted directly from your paycheck, making saving painless.

Features of the program include:

Christmas Club accounts earn a special savings dividend rate.
Members can open a Christmas Club account at anytime. Once enrolled your account will remain open and payroll deductions will continue in future years until you close the account.
The program runs from November 1st through October 31st the following year, dividends are paid on October 31st along with your disbursement check.
On or before November 7th your Christmas savings will be mailed out in check form. If you prefer to not wait on a check, you may elect to open the direct deposit Club account, in which your funds will be deposited into your Dowell debit card account.

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Let Dowell FCU save you money by getting you a great rate on your new or refinanced automobile. When you are shopping for a new vehicle having a pre-approval can help you get a better deal when negotiating. Don’t delay, apply today! You can apply online or in person at a Dowell FCU branch location.

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Buying a home has never been easier! We've streamlined and updated the entire mortgage process to bring you a fast, technologically advanced way to finance your home.

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Personal Loan. For members needing a low fixed rate *with no collateral common uses including funding vacations, Christmas or unexpected expenses.

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This is offered for our members. You can purchase goods and services from participating merchants worldwide or use the card to obtain cash. Our Visa Card offers a low rate, no annual fee, and a grace period which allows you to avoid interest when account is paid in full. You can also have your payment automatically deducted from your DFCU savings or checking account.

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