Skip-A-Payment Form

Terms & Conditions

Credit union accounts must be in good standing to qualify for skip a payment program. Request must be received prior to the due date of the payment being skipped. Finance charges will continue to accrue during the deferment period. Deferring a payment may extend the original loan term and increase the finance charges. Excludes credit cards, balloon loans, loans secured by real estate, and other line of credit loans. Qualified loans may skip a payment up to two non-consecutive times in a 12-month period. Skip a payment program is not available for the first 90 days of a loan. This program is subject to credit union approval. A $20 fee will be applied to your loan for this convenience.

Auto

Home

Signature

Credit Card

Auto

Let Dowell FCU save you money by getting you a great rate on your new or refinanced automobile. When you are shopping for a new vehicle having a pre-approval can help you get a better deal when negotiating. Don’t delay, apply today! You can apply online or in person at a Dowell FCU branch location.

Apply Now

Home

Buying a home has never been easier! We've streamlined and updated the entire mortgage process to bring you a fast, technologically advanced way to finance your home.

Apply Now

Signature

Personal Loan. For members needing a low fixed rate *with no collateral common uses including funding vacations, Christmas or unexpected expenses.

Apply Now

Credit Card

This is offered for our members. You can purchase goods and services from participating merchants worldwide or use the card to obtain cash. Our Visa Card offers a low rate, no annual fee, and a grace period which allows you to avoid interest when account is paid in full. You can also have your payment automatically deducted from your DFCU savings or checking account.

Apply Now