Terms of Use

Dowell Federal Credit Union meets its members lending needs through a variety of loans

From auto and recreational vehicle loans, to signature loans and credit cards—you will benefit from competitive, flexible rates and terms. Our loan process is quick and easy; complete our online Loan Request Form and DFCU will complete the proper credit underwriting and respond typically within the hour.** Once approved, funds may be available within 24 hours via Direct Deposit or as a check mailed by overnight FedEx

  • Secured loans are secured with collateral (vehicles, savings or certificates, etc).
  • Unsecured loans (also referred to as signature loans) are for members who need a low fixed rate* loan with no collateral required. Common uses include funding vacations, Christmas, or unexpected expenses.
  • DFCU offers MasterCard for our members. You can purchase goods and services from participating merchants worldwide or use the card to obtain cash. Our MasterCard offers a low rate, no annual fee, and a grace period which allows you to avoid interest when account is paid in full. You can also have your payment automatically deduction from your DFCU savings or checking account.

*With Approved Credit. **Loan Requests reviewed during normal business hours.